Obračun kreditov
Example of calculating credits
Salary calculation for July 2019:
Employee Abdula Abi is paying consume credit for 1000 EUR and has 2000 EUR gross salary.
a. Calculation of consume credit without control
In employee files in the panel loans, the box 
is checked.
It means that based on a type of loan consume credit, it is valid the order of payment depending on the selected type of loan, but do not want to have any control over the amount of the calculated amount of consume credit.
Calculation would be:
Calculation of the whole amount of alimony, also in a case of lower salary it is calculating the amount to payment 0,00 in a case of checked controls in Employees files.
The program would warn us with IRIS message:
The amount of consume credit cannot exceed 2/3rd of the net salary.
2/3 of net salary of the employee = .285,18*2/3=856,79
Calculated enforcement is 1.000,00, 1000-856,79=143,21 this is the amount, that is over calculated because we do not have checked control.
b. Calculation of consume credit with control – take into account restrictions in accordance with ZIZ and ZDavP-2
Calculation would be:
Calculated consume credit is 611,34 EUR, which is 1/3 of net salary, which the calculation of the consume credit cannot exceed.
The program reports IRIS message with the context 5822 that informs us, that calculated amount is lower than it supposed to be.
