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Data on Prepayments and Overpayments

Data on Prepayments and Overpayments

Data on Prepayments and Overpayments

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000001.gif This topic refers to figures as stated in the  Custom Interest Calculation topic.
000001.gif Examples were presented using the rounded monthly conform interest rate  (for explanation see the  Annual and Monthly Interest Rate topic).

 

Reports made on the basis of data from the previous topic and by selecting various options:

1. Overpayments Not Shown

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2. Show Overpayments, Overpayment Interest Not Calculated

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3.  Show Overpayments and Calculate Overpayment Interest

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4. Show Overpayments and Calculate Overpayment Interest As Well As Decreased Principal by Overpayment Interest

When using the proportional interest rate it is not wise to use this option since it will not be considered in calculation!

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5. Show Overpayments with Actual Due Dates and Calculate Overpayment Interest As Well As Decreased Principal by Overpayment Interest

As can clearly be observed, you DO NOT CHANGE THE TIME PERIOD DESIGNATED FOR INTEREST CALCULATION by using this function, but only the reported date period for the first interest-bearing period.

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