In a case that we have confirmed checkbox on the record “Do not apply limits from ZIZ and ZDavP-2” for types such as Credit, Tax Enforcement, Other Enforcement and Alimony, the control will not be considered and will withhold the entire instalment if this will be possible, depending on the height of the salary.

If the checkbox is not confirmed, then the control is automatically carried in accordance with the law with the calculation of the deduction. This may result in the employee not being able to fully deduct the instalment of the credit as specified.

Button copies marked loan. We must edit a Number.

Active

If you select this option, the credit is still active. Meaning, it has not yet been paid off. Pursuant to this option and settings in the program parameters the program will display only certain credits (all or active).

Paid Off

We confirm the checkbox if the loan has already been payed. Based on this field and program parameters are showed only specific loans (all or only active).

Priority

We prioritize the disbursement of the loan. The program first considers the priority according to the Loan Type and then the priority we have set in this field.

Creditor

In this field you can enter the subject to which you will deduct a part from the salary of a certain employee (from the Subjects register).

Exchange rate

We choose the creditors rate on the basis we calculated credits from foreign currency in the payroll calculation. By default the program always, select Central rate, which we can change. We have the following options to choose from:

• Buy
• Central
• Sell

which the program takes into account from the subject register from the panel Bank.

Number

In this field you can enter the number of the credit/deduction from the creditor's record. The value in this field is important for the calculation of the number of left installments.

Period From

In this field you can enter the start period. Meaning, the year and month of the payroll, when the employee started to pay off the credit.

No. of Instalments

In this field is the number of installments that the employee has to pay. In case we enter a number of instalments that is heigher that 999 the program will display an error:

There can be only up to 999 installments.

Period To

In this field you can enter the end period. The period will be calculated according to the entered information in the Period From field and the information in the No. of Installments field, or you can enter it manually.

Installm. Amount

In this field we enter the amount of an individual installment that is to pay.

Currency

If you use this field and define the ID of the currency, the program will in the payroll calculate the amount of the installment from the Installment Amount field multiplied with the currency's exchange rate that you will enter in this field. The program will draw the exchange rate from the Subject, who is a creditor and the date will be equal to the date of the payroll. If there is no exchange rate on this date, the program will take the first date that was entered before the payroll date. Values in the Amount Left field and in the Value field will appear in the same currency as the installment amount.

Value

In this field we enter the total amount of the loan that needs to be payed.

Installm. Left

In this field the program will enter the number of no yet paid installments.

Amount Left

In this field the program will enter the amount of the not yet paid part of the credit.

Installm. Paid

The history of number of paid instalments. The data is automatically filled based on the salary calculation, where the program increase the number of paid installments. We cannot correct data here (it is read only).

Amount Paid

The history of amount paid instalments. The data is automatically filled based on the salary calculation, where the program increase the number of paid installments. We cannot correct data here (it is read only).

Paid Installments

Field of the paid installments is filled automatically after the salary calculation and allows for a manual correction of the payed installment, but only if the value is higher than the transferred. Paid installments we enter in the window Paid Installments, where a message is displayed in case the value of the paid installments is not equal to the entered loan:

The value of the loan has changed

Paid Off Total

The value of the installments paid is automatically filled after the payroll calculation and also allows for a manual adjustment of the value of the paid installments to a higher value than the existing one. The paid installment values are entered in the Paid installments window.

Recurring Invoicing

We enter the recurring invoicing for the loans. If the field is empty, payments are made monthly.

Example: if we enter in this field 3, that the loan payment will be made every three months.

Type

Type of loan, values are entered in the program parameters. In a case, that this field is empty or the entered type does not have a type of loan in program parameters, program will not control the amount of deductions.

Bank Acct.

Sequential number of the creditors bank account from the panel Bank Accounts (LCY) from the Subject register. By default, the program offers the first entered bank account.

Frmt.

We select the Format from the Reference Format register. If the code is not entered, than default payment order code is used from the Document Type for transition, we have selected in the parameters.

Reference

In this field you can enter the reference number that is required on the payment order for the transaction of the installment. If the reference number is not defined on the payment order, the program will enter the value from the Number field.

Purpose Code

We select the payment order codes form the register.

Code

From the reference format we select a suitable code for reference. We access reference format register with double-click. In case this field is empty and the field Reference have an entered, than the program will automatically add Format 00 when creating payment orders or SEPA.

Relief

We select the payment method for this employee:

• N – No relief (we use eg. for administrative employees prohibition)
• S – Self-Imposed Contribution (such deduction is shown in the relevant heading of the income report)
• O – Other Relief (used for other deductions, which are among the tax deductible, for example. union membership, additional insurance). In the income report, this deduction type is reported as a comment, for information to the employee.

Formula

We can enter a formula for calculating the deduction, if it is variable. A meal is a product of the formula and meal value as shown in the example.

The formula can be entered through two ways:

• Window to enter formula we open by pressing on the button  where  means that we save new entry or, which we decline the entry.
• Trough formula builder for salary calculation we enter through the button  

Calc. in Doc. Type

From selected table we can select the document types we have it entered in the Document Type Register. We can select only a specific Document type in which we would like to do the deduction. 

Note

We enter note eg the cause of loan or deduction.