This panel is usually used to track customer credits, but it can also be used to
track other deductions from the salary: contributions, deductions for VSPI and
MSPI, etc. You can deduct payments from the salary also with
earnings types.
Creditor
| In this field you can enter the
subject to which you will deduct a part from the salary of a certain
employee (from the Subjects register)
|
Account
| In this field is the consecutive number of the
creditor's account from the Subjects register |
Bank Accounts
panel. By
default the program will offer the first entered account.
|
Reference
| In this field you can enter the
reference number that is required on the payment order for the
transaction of the installment. If the reference number is not defined
on the payment order, the program will enter the value from the Number
field.
|
Number
| In this field you can enter the number of the
credit/deduction from the creditor's record.
The value in this field is important for the calculation of the number
of left installments. |
| Bank Branch |
In this field you can enter the bank branch that will be used in the export
to the Processing center. It is a 3-digit
field. |
Transaction Type
|
In this field you can enter the bank branch that will be used in the export
to the Processing center. If the field is
blank, such credit will not be exported to the file for the processing
center. In this field you can select from the drop-down menu one of the following
options:
- 00 - Resident's bank account
- 13 - citizens' savings
- 14 - citizens' consumer credits
- 16 - citizens' housing credits
- 31 - national housing trust fund credits
- 32 - Ecology fund credits
- 52 - national housing savings plan
- 53 - pension savings plan
- 54 - saving
- 88 - citizens' credits.
|
Type
| You can enter the type of the
credit in the Administration Panel | Settings | Program Parameters |
Personnel | Payroll | Credits panel.
If this field is blank, or you have not defined the entered credit type
in the program parameters program, the
program will not run the check for the amounts of deductions.
|
| Period From
| In this field you can enter the start period. Meaning,
the year and month of the payroll, when the employee started to pay off
the credit.
|
| No. of Installments |
In this field is the number of installments that the employee has to pay off. |
Period To
| In this field you can enter the end period. The
period will be calculated according to the entered information in the
Period From field and the information in the No. of Installments field,
or you can enter it manually.
|
| Installment Amount |
In this field you can enter the amount of an individual installment that
is to pay. |
Value
| In this field you can enter the amount of the total
credit that is to pay. |
 |
If the value of the credit, the value of
installments and the number of installment do not match the program will
display a warning:
Check credit and installments and number of
installments!
You will have to fix data. |
Active
|
If you select this option, the credit is still active. Meaning, it has not
yet been paid off.
Pursuant to this option and settings in the program
parameters the program will display only certain credits (all or
active).
|
Relief
| In this field you can select from the
drop-down menu the type of the relief:
- N – No Relief (this type is used for, i.e. to
payroll withholdings of employees)
- S – Self-Imposed Contribution (this type is used for
self-imposed contributions – such deductions will be listed in the
Income report )
- O – Other Relief (this type is used for other
deductions that can be used as tax relief, i.e. membership fees for
trade union, VSPI). In the income report this deduction will be
displayed as commentaries, for information to the employee.
|
Formula
| In this field you can enter the
formula for the calculation of a deduction, provided the deduction is a
variable. The installment is a product of the value in the formula and
the installment. For more information see the
example.
|
ID
| Codes of payment orders.
If you do not enter the ID of the payment order, the program will use the ID
of the default document type for transactions that you have selected in
the program parameters .
A payment order for the payment of deductions (self-contributions, payroll
withholdings, etc.) must have the same codes of deduction (ID 2) as the
earnings type from which it has been deducted. Because of that, the
program will use from the register of payment orders for credits only
the ID 3 and the name of the payment.
Example:
- you have calculated the employee 120.000 EUR of the net salary with
the deduction ID 43
(sickness benefit). The payment order for the payment of the credit will have
the ID 43 as well.
- you have calculated the employee 90.000 SIT EUR of the net salary with the
deduction ID 43 (sickness benefit) in 30.000 EUR of net salary with
the deduction ID 40 (salary fore regular work). The program can allocate
deduction ID in two ways:
- the payment of the credit in the amount of 30.000 EUR will have the
deduction ID 40, because the
program will search for the lowest deduction ID from which the credit can be
paid off in whole.
- the payment of the credit in the amount of 40.000 EUR will have the
deduction ID 43, because the program will search for the lowest
deduction ID from which the credit can be paid off in whole.
if deduction cannot be paid off in one amount, the
program will divide the amount to both deduction IDs and create two payment
orders for the payment.
Calculations that are show here are listed also in the
recapitulations by payment order codes.
Similar applies if the payment order ID is listed in the register of
earnings types for earnings of the phase H.
|
| Installments Left |
In this field the program will enter the number of no yet paid installments. |
| Amount Left |
In this field the program will enter the amount of the not yet paid part of
the credit. |
| Currency |
If you use this field and define the ID of the currency, the program will in
the payroll calculate the
amount of the installment from the Installment Amount
field multiplied with the currency's exchange rate that you will enter in
this field. The program will draw the exchange rate from
the
Subject, who is a creditor and the date will be
equal to the date of the payroll. If there is no exchange rate on this date,
the program will take the first date that was entered before the payroll
date.
Values in the Amount Left field
and in the Value field will
appear in the same currency as the installment amount. |
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